Jan 14, 2025
    This article provides an overview of the Southern Cities Economic Inclusion initiative, with learnings and next steps for the program as partners continue to work toward a more inclusive and resilient economy.
    Nov 19, 2024
    Contracts for deed (CFD) are higher risk, seller-financed home purchases disproportionally found in low-income communities of color. In this article, analysts discuss new research on the potential disadvantages of CFD and recent moves by the Consumer Financial Protection Bureau to protect homebuyers.
    Oct 24, 2024
    In this article, analysts assess the urban-rural digital divide as a barrier to telehealth access for rural populations, concluding that without addressing the digital divide in the communities of highest need, telehealth’s potential to close health care gaps can only be limited.
    Sep 24, 2024
    What barriers limit weather-related disaster resilience among low- and moderate-income communities across the Sixth District? Read about the issues and key findings of a recent survey that will be used to inform Atlanta Fed priorities for promoting economic mobility and resilience.
    Sep 06, 2024
    Analysis of the 2023 Small Business Credit Survey is available now. Read this article for an introduction to our new infographic fact sheets, profiling specific geographies within the Atlanta Fed’s Sixth District and summarizing key findings from the 2023 SBCS survey.
    Jul 16, 2024
    Nearly two dozen organizations joined the Atlanta Fed's CLIFF tools national pilot. Read this analysis of their feedback and insights on adoption strategies for the benefits cliff calculator.
    May 06, 2024
    The Community and Economic Development staff at the Atlanta Fed asks community experts for feedback to elevate the diverse voices that inform policy deliberations and to share District trends.
    Apr 11, 2024
    This Partners Update reviews findings that, in Florida, the estimated childcare costs from 2021 to 2022 for low-income families ranged from 16 percent to 77 percent of a household’s annual income. Parents who want to participate in the workforce need to weigh the financial strain.
    Nov 17, 2023
    This article provides new data on three Florida metro areas where unemployment coupled with rising rents made it hard for renters to stay.
    Oct 19, 2023
    The Atlanta Fed, in partnership with the Treasury and Federal Reserve Banks of Richmond and St. Louis, recently hosted an event focused on SSBCI funding for small business owners and entrepreneurs in the Southeast. Read this article to learn more.
    Oct 18, 2023
    This Partners Update highlights regional insights into the outstanding challenges putting small businesses in an economic environment filled with uncertainty.
    Oct 17, 2023
    Sarah Stein, Pearse Haley ,and Grace Meagher
    Discussion Paper 2023-2 (October 2023)
    Federal relief plans anticipated rent would remain relatively stable, but this paper highlights that in six southeastern states rents rose steeply and aid to renters often lagged need.
    Oct 04, 2023
    A pilot program aims to mitigate the reduction of public assistance for low-income workers when employment income increases. This Partners Update highlights key findings from a case study.
    Sep 26, 2023
    Elias Ilin and Alvaro Sanchez
    Discussion Paper 2023-1 (September 2023)
    This paper describes how benefits cliffs can affect the financial resources of a single adult, one child family living DC and introduces the DC Career Mobility Action Plan, which serves as a benefits cliff mitigation strategy.
    Sep 22, 2023
    Prosperity Broward is working collectively to build on assets and address barriers in local communities with low labor force participation rates and high concentrations of poverty. This Partners Update explores the origin of their solution-oriented community engagement plan.
    Sep 01, 2023
    Measure of the wage growth of individuals. It is constructed using microdata from the Current Population Survey (CPS), and is the median percent change in the hourly wage of individuals observed 12 months apart.
    Aug 17, 2023
    High-speed internet is an integral part of the modern, digitally dependent economy. This article focuses on the digital divide and its correlation to poverty rates, labor force participation, and unemployment.
    Aug 10, 2023
    Over 92 percent of jobs require digital skills, but about one-third of workers don't have the skills to qualify for them. In this article, an Ask Us Anything panel discusses this divide and findings from the Closing the Digital Skill Divide report.
    Aug 01, 2023
    A children’s health insurance subsidy policy change in Florida aims to improve health outcomes for children and financial outcomes for families. This article focuses on how the policy change affects parents by mitigating the benefits cliff.
    Apr 11, 2023
    Our tool tracking affordability and availability of rental housing in the Southeast has been updated with the latest 2021 census data, allowing users to visualize affordability at the state, region, and city levels.
    Mar 28, 2023
    Rents increased significantly across the nation in 2021 and '22, outpacing HUD's Fair Market Rent estimates. This article analyzes the effects of updated methodology on a key resource for understanding the cost of rental housing.
    Mar 07, 2023
    The tight labor market has forced many employers to boost wages, but wage gains may produce negligible increases or effective losses for some workers. This article examines how employers can leverage the CLIFF Dashboard Employer Edition to improve their workers’ financial well-being and boost their ability to recruit talent.
    Jan 17, 2023
    Climate-related risks and disasters are risks to human and natural systems that may lead to more severe and frequent shocks or stressors. In this article, our Community and Economic Development team considers the implications of climate-related risks and disasters for southeastern states.
    Sep 02, 2022
    Emergency Rental Assistance programs helped struggling renters during the pandemic. Community and Economic Development staff spoke with southeastern affordable rental housing stakeholders to understand local and state implementation of these programs. Learn more in this article.
    Aug 30, 2022
    The Atlanta Fed’s Career Ladder Identifier and Financial Forecaster (CLIFF) tools provide information about how public benefits change with income gains. This article discusses three state pilot evaluations of one of the tools, the CLIFF Dashboard.
    Aug 03, 2022
    As the United States continues to wrestle with the implications of COVID-19 and create a new normal for getting things done, at least 50 percent of firms in the Sixth District reported poor or fair financial conditions. This article examines disproportionate financial barriers in small businesses and businesses owned by people of color.
    Jul 29, 2022
    The workforce development sector needs new ways to finance education and training at every level. Community development financial institutions (CDFIs) can play an important role. This article summarizes a recent paper that explores partnerships with CDFIs in the workforce development system.
    Jul 14, 2022
    A healthy economy is one that offers economic mobility and resilience to everyone. Read this article for a discussion of two webinars in the Atlanta Fed’s Inclusive and Resilient Recovery series that looked at the financial health of households.
    Jul 12, 2022
    Nisha Sutaria, Katherine Townsend Kiernan, and Sarah Miller
    Discussion Paper 2022-1 (July 2022)
    Workforce development funding today is not enough to meet worker and employer demand. This discussion paper describes case studies where CDFIs have partnered with and helped finance organizations providing workforce training and development.
    Jul 11, 2022
    In May, the federal banking regulators issued a joint notice on modernizing the regulations that implement the Community Reinvestment Act. This article discusses proposed updates and asks the public to provide feedback through the public comment process.