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You make many decisions each day. For instance, each morning likely begins with a subconscious cost-benefit analysis. Do you climb out of bed or hit the snooze button? Although this decision can affect your day's trajectory, there are other times when your overall financial well-being will be affected by the more substantive choices you make. In these instances, you want to take the time to gather pertinent information, evaluate your options, and formulate a plan to ensure that your decision aligns with your short- and long-term financial goals. To save time and money, use these tips to make informed decisions.
- This Atlanta Fed infographic illustrates the PACED decision-making model. This proven method can help you make important financial decisions in a timely manner.
- Take the Consumer Financial Protection Bureau's (CFPB) short financial well-being questionnaire to assess your current sense of financial wellness. Once you complete it, you'll be directed to helpful resources, and you can use the CFPB's tool to make sound financial decisions.
- A popular resource from the Federal Trade Commission's (FTC) website consumer.gov lists tips that can help you save money when shopping.
- The FTC's infographic In a Nutshell: The Mail, Internet, or Telephone Order Merchandise Rule highlights the consumer protections you're guaranteed when making online or telephone purchases. This site also provides tips to avoid unnecessary problems when shopping online.